Saving Made Simple: The Top 5 Money-Saving Apps You Need to Try Today

As someone who loves finding ways to save money, I’ve tried just about every budgeting app out there. And I’m excited to share with you my top 5 picks for the best money-saving apps! These apps have helped me not only save money, but also manage my finances more effectively.

1. Mint

Mint is a personal finance app that helps you track your spending, set budgets, and even monitor your credit score. I’ve been using Mint for years, and it’s helped me stay on top of my finances and keep my spending in check.

One of my favorite features of Mint is the budget tracker. You can set up different budget categories, such as groceries, entertainment, and transportation, and Mint will automatically track your spending in each category. You can also set alerts to let you know when you’re getting close to your budget limit.

Another great feature of Mint is the credit score tracker. It’s important to keep an eye on your credit score, as it can affect your ability to get loans, credit cards, and even jobs. Mint makes it easy to monitor your credit score and track any changes over time.

2. Rakuten

Formerly known as Ebates, Rakuten is a cashback app that gives you money back on your online purchases. I love using Rakuten whenever I shop online, as it’s an easy way to save money without having to do much extra work.

Here’s how it works: before making an online purchase, open the Rakuten app and search for the store you want to shop at. If the store is a Rakuten partner, you’ll see how much cashback you can earn on your purchase. Click the link to the store, make your purchase, and Rakuten will automatically credit your account with the cashback amount. I’ve earned hundreds of dollars in cashback using Rakuten, and it’s a great way to save money on things I was already planning to buy.

3. Acorns

Acorns is a savings and investment app that helps you save money by rounding up your purchases to the nearest dollar and investing the spare change. For example, if you make a purchase for $4.50, Acorns will round up to $5 and invest the extra $0.50.

Acorns also offers a “Found Money” program, which gives you cashback on purchases made with certain partner companies. And if you’re looking to save even more, Acorns offers a “Later” feature that helps you set up retirement savings.

I’ve been using Acorns for a few months now, and I love how easy it is to save money without even thinking about it. It’s a great way to start building up savings, even if you don’t have a lot of extra money to spare.

4. Honey

Honey is a browser extension that automatically finds and applies coupon codes when you’re shopping online. I love using Honey whenever I’m shopping online, as it’s saved me hundreds of dollars over the years.

Here’s how it works: when you’re checking out at an online store, Honey will automatically search for coupon codes and apply them to your purchase. It’s a simple way to save money without having to scour the internet for coupon codes.

Honey also has a rewards program that gives you points for shopping at certain partner stores. You can redeem the points for gift cards to popular retailers like Amazon, Walmart, and Target.

5. Trim

Trim is a personal finance app that helps you save money by analyzing your spending and finding areas where you can cut back. It’s like having a personal finance assistant that’s always looking out for your best interests.

One of the features I love about Trim is the bill negotiation service. Trim will negotiate with your cable, internet, and phone providers to try to get you a lower monthly bill. And if they’re successful, Trim takes a percentage of the savings as their fee. I’ve used this service in the past and was able to save over $50 a month on my cable bill.

Trim also has a feature called “Trim Savings”, which helps you save money automatically. You link your bank account to the app, and Trim will analyze your spending patterns to find areas where you can save money. They’ll then transfer the savings to a high-yield savings account for you.

Overall, these five apps have helped me save money and manage my finances more effectively. Whether you’re looking to track your spending, earn cashback on your purchases, or negotiate lower bills, there’s an app out there that can help you achieve your financial goals. Give them a try and see how much you can save!